Maternity Benefit & Grant
The Maternity Benefit is a weekly payment made to eligible insured women while at home during late pregnancy and confinement. Confinement means labour resulting in the birth of a live child or, in the case of a still born, labour after 24 weeks. A Maternity Grant may be paid to an eligible woman for each live birth who is unable to qualify for the Maternity Benefit.
QUALIFICATIONS
-
Must have paid 50 contributions.
AND -
Must have paid 26 contributions in the 40 weeks immediately before she stops work or gives birth.
OR -
Must have paid 26 contributions in the immediate preceeding year.
REQUIRED FORMS
-
Med. 2
-
Med. 4
CLAIM DEADLINE
Claim must be submitted within 3 months of benefit payment period.
BENEFIT RATE
The benefit is paid at a weekly rate of 66.66% of the woman’s average insured income.
PAYMENT PERIOD
Payable up to 13 weeks but may be extended due to further confinement.
Funeral Benefit
The Funeral Benefit is a one-time payment to assist with the funeral expenses of a deceased insured person.
QUALIFICATIONS
Either the deceased person or his/her spouse must have paid at least 50 weeks of contributions.
BENEFIT RATE
This is a one time payment of $1,960.00.
REQUIRED FORMS
B.51
CLAIM DEADLINE
Claim must be submitted within 6 months of the deceased person’s death.
Sickness Benefit
The Sickness Benefit is a weekly payment made to an eligible insured person who is temporarily unable to work and loses income due to this illness.
QUALIFICATIONS
Must be employed on the day of or the day prior to the onset of the illness. Must be able to satisfy the following conditions:
-
Must have paid 40 contributions.
AND -
Must have paid 26 contributions in the 52 weeks immediately before the illness started.
OR -
Must have paid 13 contributions in the 26 weeks immediately before the illness started.
OR -
Must have paid 26 contributions in the immediate preceding contribution year before contracting the illness
PAYMENT PERIOD
Payable up to 26 weeks but may be extended to 40 weeks if the Board’s Medical Officer is satisfied that your health is likely to improve with the additional medical treatment.
REQUIRED FORMS
-
Med. 1
-
Med. 4
CLAIM DEADLINE
Claim must be submitted within 3 months of contracting the illness.
BENEFIT RATE
The benefit is paid at a weekly rate of 60% of the person’s average weekly insurable wage or income.
Unemployment Benefit
The Unemployment Benefit is a weekly payment made to eligible insured persons who are unemployed but actively looking for employment.
QUALIFICATIONS
Must be younger than 65 years of age and are able to satisfy the Department of Labour's conditions for registration. Must be able to satisfy the following THREE conditions:
-
Must have paid at least 52 contributions to NIB.
AND -
Must have paid/credited at least 13 contributions within the 26 weeks prior to your last day of employment.
AND -
Must have paid/credited 7 contributions in the last 13 weeks immediately before you were last employed.
BENEFIT RATE
The benefit is paid at a weekly rate of 50% of the person’s average weekly insurable income.
PAYMENT PERIOD
Payable to a maximum period of 13 weeks within a 52-week period.
REQUIRED FORMS
-
B.80
-
B.81
-
B.82
VERIFICATION
Claimants must certify their unemployment status each month with the Department of Labour. The stamped and signed unemployment card, Form B.81, must be presented to NIB for the benefit to continue.
CLAIM DEADLINE
Claim must be submitted within 3 months of the date of unemployment.
CONTINUED ELIGIBILITY
An insured person who is unemployed but actively seeking employment. They MUST BE registered with the Department of Labour's Employment Exchange.
This benefit not paid to self-employed persons, voluntarily insured persons, summer students or persons who are partially employed (e.g., on reduced work days).